Wais Wednesday #16 - DVD Collection

The husband's growing DVD collection is beginning to eat up space at home. Soon it's gonna clash with my scrap space. Good thing I found a site where we can register to download real and legal movies!. Just the right timing because the husband recently bought an external 1TB hard disk  Since we also have issues on DVDs scratches as soon as the kids get their hands on them, it would be easy for me to convince husband to join in and register.

Wais Wednesday #12: Savings on ATM withdrawals

A trending topic in Facebook recently is about BDO imposing a PhP2.00 fee for every ATM withdrawal, even if withdrawal is made from a BDO ATM. That's too bad for those whose payroll are with BDO. A PhP 2.00 charge may even be more than what the payroll or savings account earns in terms of monthly interest. To make matters worst, most ATM machines dispense up to maximum of PhP 10,000.00 per transaction. So if you go beyond that amount, you will be charged more than PhP 2.00. Banks put up ATMs to discourage depositors from over the counter withdrawals and imposes higher fee in this case.

Thanks to Citibank, withdrawals are free, whichever ATM you make the withdrawal, and that also applies for withdrawals outside of the country of your branch.

Citi offers Citi at Work for payroll accounts, I think companies should now start considering moving their payroll accounts to Citi.

If you are a depositor, might as well move your accounts to Citi.

Saving Up for Christmas

Last night, I went grocery and noticed that shopping malls and stores are now filled with christmas gift ideas and I realized that Christmas is really in the air. This led me to another thought that I have to start saving up for Christmas. But still there are non-negotiable expenses that are due in the coming days, like Joie's prescription glasses. Ever since he is two years old, he's been wearing one and we have to see his opthalmologist every six months and he is due for check up in the next few weeks. This could possibly mean that his doctor will change his prescription glasses. I just glad I saw this video from Clark Howard who gave various money savings tip including savings on prescription glasses. True enough, I found just the perfect glasses  for Joie which not only fits my budget but gives me enough savings for the Christmas. A five year old boy really needs one that has protective coating, full UV protection, protective case and microfiber cleaning cloth. Do you think he's gonna like this:

I don't have to worry ordering from Zenni Optical since there is detailed description on the website which includes the dimesion and an option on to try the glasses on different facial shapes.